No one wants to be caught off guard and unable to help their family in an emergency. This post is all about emergency preparedness on a budget! We're going to show you that it is possible to prep when money is tight—check out these emergency prep tips STAT!
Hi Freebs! We're talking about something serious, today! The FACT is that 100% of us will be affected by natural disaster, job loss, personal injury, or financial stress at some point. Hello Coronavirus! By having some necessities on-hand, you can be self-sufficient and *hopefully* provide for your family, so you can then turn around and help others. We are definitely not doomsdayers, but we DO believe that emergency prep is important!
*Note: When you click the links in this post, we may receive a commission at no extra cost to you.
Over the years, I've made an effort to teach how to slowly build a stockpile so you can shop your pantry in an emergency! And Bubba has been really interested in emergency preparedness and making sure we have enough food and supplies to sustain our family in case of natural disaster, job loss, personal injury, or financial stress. We have learned a LOT in the process and decided to share what we know, in hopes of helping you and your family!
We keep it light-hearted and fun (as per usual) and try to show you that “prepping” doesn't have to be expensive, time-consuming, or stressful. So check it out and just start small in getting some basic necessities for your family!
See, not too scary right?
Keep reading! We're going to share a few more resources below.
WHY YOU SHOULD PREPARE
Bubba and I did this live Emergency Preparedness Q&A after Hurricane Harvey in 2017, but these tips are helpful in any emergency situation. The important thing to remember is the purpose of preparing—when you stock up on items your family needs over time, you will become self-sufficient and self-reliant and can take care of yourselves in rocky times, plus you'll be in a position to help everyone else!
We live in a time where there are so many devastating circumstances from natural disasters–hurricanes, fires, floods, and earthquakes–to difficult financial situations that are out of our control. During times of crises emergency preparedness is on everyone's minds! But at that point, it may be too late to prepare. Start now!
Note: Again, we are NOT doomsdayers! We don't believe in selling everything you own and living in a bunker in the mountains. Not at all.
WHAT IS EMERGENCY PREPAREDNESS?
In a nutshell, emergency preparedness means you have the necessities you would need to survive! And if you have some extras so that you can be comfortable, even better. This is one of our favorite resources that explains exactly what emergency preparedness is all about!
WHAT ARE THE ESSENTIALS?
So what should you have on-hand? Let's just break it down real simple, here!
- Children's and Baby's Needs
WHAT IS FOOD STORAGE?
Buying a little EXTRA food every month that you rotate through constantly and always have storage built up! We have been taught in our church that it is sooooo important to have enough food to feed your family for at least 3 months!
EASY FOOD STORAGE FOR SHORT-TERM
When you're stocking up a short-term food storage, you want to include nutritional food items that your family actually eats on a regular basis! Check out what I stock in my fridge, freezer and pantry.
If you have a very limited amount of money, this post with tips on the TOP 10 most important items to stock in your pantry, will help you get the most bang for your buck! But remember, it's all about what your family will eat!
Uses these amazing inventory printables to help you keep track of what you have in your pantry and fridge so nothing goes to waste!
LONG-TERM FOOD STORAGE
Longer-term food storage refers to food that will last for a long, long time when stored correctly. Things like rice or beans that could last up to 30 years. You may not want to eat rice and beans every day, but these foods would keep you alive! Here are some amazing emergency kits from Costco to help you stock up your long-term food storage!
HOW TO PREPARE FOR AN EMERGENCY
Take baby steps.
72 HOUR KIT
Just start with a 72 hour kit and it's amazing how much better you will feel. This way you can take comfort in knowing that you at least have the bare minimum that you will need in a crises!
BUILD YOUR OWN EMERGENCY KIT
Most 72 hour kits are pretty expensive, they are an investment! If you cannot afford to buy a giant pre-made kit. Here are some tips for how to build your own emergency kit so that you can stock up on the super basic things that would serve YOUR family!
Here's another 72 hour kit checklist that you can use as a resource!
BUY ONE FOR NOW, TWO FOR LATER
I've been consistently teaching this for Y E A R S, you guys! If you are meal planning and shelf cooking, you can make sure that you use a lot of your weekly grocery budget to buy items for the pantry. Shop sales and buy extra when things go on sale. It's so much easier on us financially to build our storage little by little than to go out and buy everything all at once.
Learn how to shelf cook!! This is such an easy way to save money all year-long and feel confident when emergencies strike! Shelf cooking is a term that I coined that basically means—cook by starting with what you have on-hand and supplement from the grocery store. In an emergency, you might not even be able to make it to the store…or the shelves may be bare… EEEK! So this is a great skill to have.
THE 70% RULE CAN HELP YOU PREP
You may think that you just don't have room in your budget to stock up and prepare for an emergency. One of my favorite financial principles can help you find room in your budget! It's called the 70% rule and it basically tells you exactly where every penny should go.
Take your monthly take-home income and divide it by 70%, 20%, and 10% and here is where you put that money:
- 70% is for monthly expenses (anything you spend money on)
- 20% goes into savings, unless you have pressing debt (see below for definition) in which case it goes toward debt first.
- 10% goes to donation/tithing, or investments, retirement, saving for college.
With a little adjusting, this will help you throughout your life to know exactly how much to spend, save, and invest… no matter your income, debt, where you live, or stage of life.
Want more financial tips to help you make better choices with your money? My program, Budget Boot Camp can help you find the money for in your budget to save for your emergency prepping! Use the code FCFBLOG to get 10% off!
Hopefully that makes it a little more manageable for you all!
Now, get out there and do some prepping! XO