This year, we want to work together as #FreebsNation and pay off $100 million of debt so that we can make a positive impact in homes around the world. Let the debt challenge begin!

Join us in eliminating debt this year in our quest to payoff $1 Million in Debt! Fun Cheap or Free

Once upon a time we were newlyweds, navigating life with a new baby and the added stress of starting a business for the first time. We had $0 in savings thanks to a failed real estate venture, and had quickly racked up $15,000 in credit card debt (just to pay the bills!), in addition to struggling to make payments on a $10,500 car loan that we couldn't afford.

It was, in a word, terrifying.

The debt was choking. Suffocating. It felt like carrying around a backpack of bricks; constantly weighing us down, slowing us from reaching our goals. A painful, continuous feeling that we were in over our heads and that this burden might never go away.

But it did!

Many of you already know our story, but in a nutshell, we buckled down. I created a budgeting method that actually WORKED for our family. We sold that car we couldn't afford, and Bubba rode his bike to work – rain, snow, and shine. I invented a bank account system, frugal methods, meal planning techniques, (and everything else I have shared on this blog for years) that started working. And fast!

We paid off over $15,000 of credit card debt in just 13 months, on a $31,000 income…and got our life back.

Since then we have done everything we can to get, and stay, debt-free. We pay cash for as much as we can, pay double payments on any loans to pay them off 2x as fast, and even paid off our house instead of putting in a pool (which, let's be honest, sounds way more fun). By focusing on our DEBT above all else, it has allowed us to help others, and to grow financially in ways we never thought possible.

…and now it's your turn!

This year, we're practicing what we preach in our secret-sauce Budget Boot Camp program (use the code MILLION for 10% OFF) and we're kicking debt's booty in 2020! Our goal at FCF is to help families across the globe pay off $100 MILLION in debt this year. We firmly believe that by helping our Freebs stay conscious of and focus on debt, that we will not only help the world economy, but will strengthen families, improve marriages, and help our #FreebsNation achieve financial freedom in record time.

So…what do you say? YOU IN??

Here's how it works:

STEP 1: MAKE A DEBT PAYMENT

Starting January 1, 2020, focus on your debt! Have extra money left over at the end of the week? Have a tax return check that just came in the mail? Have some old clothing or furniture lying around that you could sell for extra cash? GREAT! Put EVERYTHING you have toward existing debt, and make it a goal and focus to pay it off AS QUICKLY AS POSSIBLE!

So, what is considered debt? Debt is any money that you owe to someone else. For example, existing credit card debt, principal on mortgage loans, car loans, student loans, outstanding medical bills, etc.

Any debt you pay DOWN in the year 2020 counts. We're talking about principal, not interest or taxes.

NOTE: If you keep accruing the debt, it defeats the purpose! We are tracking debt we are ELIMINATING. So if it's a credit card that you continue to add charges to each month, that's probably not the best. But…if you stop using the credit card, and then make payments on it until the balance reaches $0, that's the magic we are looking for!

STEP 2: SUBMIT THE AMOUNT TO HELP US GET TO $100 MILLION!

Each time you make a payment toward debt, or pay off a debt entirely, submit the amount in the form below, so it can get added to our thermometer!

DEBT PAID OFF BY FREEBS IN 2020!!


    
       
   
  
     
  
   
     
     
  
    
  Created using the Donation Thermometer plugin https://wordpress.org/plugins/donation-thermometer/.$100,000,000Raised $101,848,343 towards the $100,000,000 target.$101,848,343Raised $101,848,343 towards the $100,000,000 target.102%

Ready to log your debt that has been paid off?

Keep scrolling for our best tips for paying off debt, or submit your debt paid off below (or click this link to submit)

*Bookmark this page and come back each time you have paid off your debt!

LOG YOUR DEBT PAID OFF BELOW

STEP 3: STAY MOTIVATED WITH #FREEBSNATION

Don't forget to celebrate the small victories each month! Then set a goal to pay off even more next month and come back to track it.

Sharing good news always makes your wins more significant and will help you stay motivated. Go to the forum on facebook and engage in our group. We will pop in to celebrate with you. Keep checking back to see how awesome our community is doing.

Once we reach ONE HUNDRED MILLION DOLLARS in debt paid off in our Freebs Nation, we’ll have a huge celebration! We can’t wait to party with you!

STEP 4: CELEBRATE!

Once we reach $100 Million of debt paid off, we will celebrate as a community in a big way! Any ideas for how you'd like to celebrate? Let us know in the comments below!

WHY WE WANT TO ELIMINATE DEBT!!!

This exciting idea hit us like a bolt of lightening just a couple weeks ago! We were SO inspired by our Secret Santa project in 2019. Our community was so generous! We noticed that when so many people donated even super small amounts, it added up quick and we could make a BIG difference in so many lives. We were touched. It was so… Incredible. Moving. Life-changing.

It reminded us that being frugal is the best way to help OTHERS! We want to help even MORE people. We want to help you find the financial freedom that comes from being debt-free so that your marriages, homes and families can be a little more peaceful and you can do more of the things you love.

Frugal living is powerful! Join us as we pay off debt and work towards paying off debt and saving money this year at Fun Cheap or Free

Hopefully, as you find yourself becoming more financially secure you'll be able to educate those around you (kids, siblings, parents, etc.) and even find yourself in a position to donate to causes that are important to you and bless even more lives! We're seriously stoked about how much potential this challenge has to make change around the world!

So how do we do that!?! Easy peasy…

LET'S GET FRUGAL!

We're going to take what we know and put it to good use! Here are just a few of our favorite resources, tips and tricks for getting organized so that you can save money.

The biggest note I've learned over the years is that the simplest way to get out of debt, even on a tiny income, doesn't come down to the big numbers. It's the $1, $5, $10 daily decisions that make a difference. Check out How to Get Out of Debt in 3 simple steps here!

Join me as I walk through a day in the life of our family's frugal living where I share tons of tips and tricks to help you save money!

Plan on doing a few spending freezes throughout the year to help you save BIG! Sounds scary, but it's not! You'll see!!

The Simplest Budgeting Technique EVER is a great way to help you track your spending each month.

If you haven't already tried organizing your money into 7 bank accounts, this is a revolutionary idea that will change your life!

We know the grocery budget is typically the biggest budget for most families next to their mortgage… here are the BEST tips for setting and sticking to your budget and here are some tips for saving money while you're out grocery shopping!

Using what you have on hand to make delicious and healthy meals for you family is what we like to call shelf cooking and it is LIFE over here, so be sure to check out ShelfCooking.com for ideas for how to make the most of the food you have!

These are just a FEW things we can do to become more frugal. We'll be sharing loads more tips and tricks for how to thrive on a budget this year to help us pay off debt!

What do you say? Are you IN?!

Join us in our $100 million dollar debt challenge and making a bigger impact on the world this year! Fun Cheap or Free

Still not sure where to start when it comes to tackling your debt? We can help! If you haven't checked it out already, don't forget about my Secret Sauce online budgeting program, Budget Boot Camp!

BUDGET BOOT CAMP

Budget Boot Camp is a super fun video program that makes money easy to understand. This is the last budgeting program you will ever need. I have taken my years of expertise, trial and error, and straight-up street smarts and compiled it into 27 videos that will not only tell you, but hold your hand through the entire process.

Budget Boot Camp - The last budgeting program you will ever need from Fun Cheap or Free

Learn to set goals, budget the SIMPLE WAY (without sacrificing quality of life), keep those budgets, stop fighting about money, pay off debt, increase your paycheck, learn to afford just about anything, and more! All you need is a screen and you're set!

Budget Boot Camp has already changed thousands of families' lives for the better as it has helped them conquer debt and get control of their finances for good!

Check out what people are saying about Budget Boot Camp:

BUDGET BOOT CAMP TESTIMONIALS

We absolutely love hearing your success stories!

It truly is incredible what you can do when you focus in on eliminating debt and stick to your budget!

If you're looking to make a change to your spending and saving habits, let us help you whip your wallet into shape!

Let's do this!

Jordan Page Signature from Fun Cheap or Free