Hello to all my new friends who might have seen me on Rachael Ray! And hello to all my existing Freebs. I've had lots of questions lately about good old fashioned BUDGETING (yes, the “B” word…). So today I thought I'd bust out my best, most delicious secret sauce to help you get your budget (and finances!) under control.
During our financial disaster ($15K in credit card debt, $10,500 car loan we couldn't afford, new business, no income, new baby, and $0 in the bank…) I had trouble getting advice from someone I could relate to. My friends didn't help much, apparently people don’t like to talk about money. #Weird. I found experts in books and online to tell me how to pay my house off, or pay cash for a car, or what accounts to invest in for retirement…but what about someone to tell me how much to pay for groceries? Or how to talk to my husband about money without killing each other? Or, heaven forbid, afford to take my kids to Disneyland someday without completely shattering our finances in the process? I was forced to figure it out for myself. And it worked. We paid off all the debt in 13 months (on a $31K income!), and now have several years' living in the bank, and have achieved all of our financial goals…WHILE living a full, fun life.
It wasn't easy, but over the years I have developed basic financial principles and simple budgeting methods that are so effective, they have helped not only us, but hundreds and thousands of people just like y-o-u.
My best form of financial help and hand-holding is in my budgeting program. But for quick tips and a good jumpstart, this blog is filled with hundreds of tips and budgeting advice. Today I have gathered the BEST principles and financial methods that will surely kickstart your budget and help whip your wallet into shape!
So without further adieu…