Live Q&A Recap: Bedtime with kids, timeshares, my exercise routine, and more! [May 20]

Live Q&A with Family Finance Guru: Bedtime with kids, how to pay for medical bills, my personal exercise routine, and more! from

I had such a blast at the Live Q&A last night! (Psst – see all the other Q&A's HERE.) SO MANY great questions came rolling in, thanks to everyone who participated! There was a great range of questions this time from getting my kids to bed, my fitness and diet routine, transitioning to a stay at home mom, to having friends to dinner without stressing out, to my thoughts on timeshares…and more! (Plus a cameo from a huge pile of crap in my room, and Bubba himself.)

Below is a list of all the questions asked/answered and what time in the video they pop up so you can skip around. But first, check out the video!

(P.S See mine and Bubba's Bachelorette Episode 2 recap while you're at it!)

Watch online or click and watch below:

Here are all the questions that were covered in this video:

1:30 Kathryn: I need advice both financially and mentally on preparing the transition from a working mom to a stay at home mom. Any ideas or tips on saving money, activities, daily schedule.. Thanks so much!

5:50 Rasi: I'm only 26 years old & I proudly have no credit card debt. However I've had 2 major neck surgeries & I still continue to have procedures & doctor appointments all of the time, causing me rack up almost $6,000 in medical bills. My boyfriend & I have a house together & for the past month I have been off of work per the doctors request. My boyfriend has all of our regular bills covered, but I am trying extremely hard to get a plan for my medical bills. What would you recommend?

9:02 Tiffany: “How do you keep your grocery vs. other budget straight if you are buying things from both categories in one shopping trip. Such as if you go to Costco and you buy grocery items plus some gift items or kid's clothes? Do you include it all as grocery or break it out by item?”

12:07 Leslie: How do you stay so slim and healthy? What is your diet and exercise routine like? It is hard to believe you have had 4 kids!

16:12 Candice: Heading to the draper area this weekend for a mini vaca. We havent eaten out in weeks so we could eat out this weekend. Any suggestions?”

18:00 Michelle: Mom of two and a half year twin boys in Iowa here — just curious as to your kids' bedtime (if it's changed since last post), bedtime routine and how long it honestly takes the littles to fall asleep. We are just beginning the struggle – it stays light so late!! Curious as to how it works for your family!”

23:37 Lana: On your price book, how do you know when the lowest price isn't the lowest price any more?”

26:52 Erica: How do you feel about timeshares from an “ambudance” standpoint? My husband and I just recently bought in and can afford it but I've really been wondering lately if it was the best use of our money. Vacations are super important to me. I'm 27 and to think my vacations would be paid of in 10 years was really appealing. What are your thoughts?

30:30 The missus Hulbert: I was wondering how much you spend a fortnight on groceries as we too have 4 young children . thx!

33:42 Brandi: Will you be having another frugality class soon?”

36:00 Aimoku: I was wondering what advice you have to stay motivated to save when it feels like that's all you've been doing for forever. I know that it's important, but it's not always fun and I feel like I sometimes get bogged down especially with social media envy if that makes sense.

40:28 Blanca: I have been trying to follow your suggested cleaning schedule and oh my gosh!!! I can never finish even after adjusting it to fit my home and schedule. Do you still follow the same cleansing schedule currently? Is the post too outdated? How do you clean ALL that in one day and still manage to look well-put-together, take kids to school/activities, cook dinner, make lunches, wash daily dishes…..etc. basically is your cleaning schedule still realistic for you as a super busy mom? Doesn't seem so for me or am I doing something wrong? What am I missing??? Lol

45:09 – Appearance from Bubba!

46:14 Julie: Where did you get a white noise machine? How much was it? I've been searching for a long time.

49:01 Rosy: Will you be doing a follow up post on planning your year in advance? I really liked that post and have been waiting for part 2.

51:50 Laura: One of my goals this year is to have friends over for dinner more often. You seem really great at entertaining! I'm wondering if you have any tips to help entertain without all the stress! My stress usually comes from poor timing. Either things are done too early or I'm still rushing around trying to finish when guests arrive. Plus trying to get the house clean and keeping the kitchen clean while I make the meal is a challenge.

57:17 Sarah: I've started into affiliate marketing with my site that I've been pouring my time into for the past six months. What advice can you give to a new online marketer like me to keep going? I'm starting to see rankings and tiny sales, but I just want it to do better. What has worked well for you?

58:00 Cheryl: How much do you recommend paying for a babysitter per child per hour?”

Thanks for watching, everyone!



  1. AvatarMelanie says

    Hi Jordan – watched the q & a this morning. Always enjoy them – thanks for doing another one. I was surprised by your answer on the timeshare question. We own a timeshare and when people ask us about them, we always say we love ours but educate yourselves because they aren’t for everyone. But the main thought I had on Erica’s specific question was she sounds like she is planning to finance her timeshare purchase. I’m surprised that you didn’t speak up against that. In my opinion, if you have to finance something, then you can’t afford it (with the one exception of a house). So my advice to Erica would be to save up for the initial purchase price of the timeshare, then buy it and make sure that you can afford the monthly maintenance fees in your monthly budget with the knowledge that they will go up a small amount each year. We bought our timeshare with cash that we saved when we had no kids and two incomes and now we are grateful to have it for vacations now that we have one income. So maybe you could speak in the future on your opinion on financing things. Also for the white noise, I agree with downloading the track of white noise, and we already had a cd player in our son’s room for him to listen to music so we just burned the track to a cd and put it on repeat. $1 white noise machine! Thanks again for all your effort to make the site fun and informative!

    • AvatarFunCheapOrFree says

      Ooh, good call – I didn’t think about that! I was mostly thinking to her point of feeling worried about their commitment and purchase that they had already made (since they had already bought the timeshare). But yes, I should do a post on financing things since I have very strong opinions about it! Thanks for the feedback!! XO

  2. AvatarJannice says

    When you hire out to clean your house, what cleaning company do you hire? How much does it cost? Do you only have them clean certain areas of your house? How long do they usually take? Are you ever home while they are there?

    • AvatarFunCheapOrFree says

      We just hired a small crew of sweet mexican ladies that were referred to me by some ladies in my neighborhood. They were more affordable than the cleaning companies in the area, however, they started becoming pretty unreliable so I don’t think I’ll be using that crew any more unfortunately. So I’m in the market now for something new. Ugh, sorry that’s no help!

  3. AvatarOlivia says

    Hi Jordan! I love your cardigan in this video-at least I think it’s a cardigan. Whatever it actually is, where did you get it?

    • AvatarFunCheapOrFree says

      Thanks! I think it’s a Kimono, and I’m pretty sure I got it from a little while back. Thanks for watching!

  4. Avatarkendall says

    First off I love how gracious you have been with all the “weird excitement” on your blog. Personally I have LOVED the posts, because my husband and I are at a point where we can spend money on vacations, and indulgences here and there but we worked so hard to get where we are, we want to make sure we are smart about it all.
    A few questions:
    What is your wall color?
    Love your cardigan, where is it from?
    Will you please do more “losing weight and exercising on the cheap type post?
    Where/when is the best time to get a computer and printer? (Since you do these q&a’s I figure you are techy ) we’ve had hand me down computer stuff and one of our big purchases is going to be those 2 items 🙂
    Love your blog, if you do a grocery trip I would love to be in on it as I am a local plus it would be super cool to meet you!

    • AvatarFunCheapOrFree says

      Thanks for the comment, Kendall! Big hugs. To answer your questions:
      1) I have no idea what my wall color is, I’m so sorry! It was short sale and we bought it as-is with no info on many things. I’m so sorry! It’s a blue/gray color that is hard to find colors that go well with it, but it’s a pretty color – so thanks!
      2) My cardigan is a floral kimono that I bought from I believe. It was a flash deal from a few months ago.
      3) As for weight-loss posts check out many of them here: And yes, I’ll add it to my post list!
      4) Yikes, technology is tough because it’s so expensive. I’m a Mac lover and Mac’s don’t really go “on sale”. However, you can buy them refurbished straight from the Apple website for a great deal, any time of the year! Otherwise Black Friday time can be good.
      5) Thanks, I’ll get a shopping trip on the schedule!!
      Thanks for reading and commenting XOXO

  5. AvatarCorrina says

    Hi Jordan, thanks for the Q&A! I love that you are considering doing them more often and I would definitely watch!

  6. AvatarBecca says

    Love the video and your blog!
    What are your favorite things to order at the Cheesacake Factory? The menu is so huge and I’m always lost. Just curious 🙂

    • AvatarFunCheapOrFree says

      Oh my gosh, right!? You need google maps just to navigate that thing. I love the Luisiana chicken pasta, and the…what is it…Davinci chicken ? is that such a thing? The Bang Bang chicken and shrimp is good too, so is the Jambalaya. I like it all!! (I mainly go for the bread ;))

  7. AvatarCourtney says

    Thanks for the Q & A! I really like watching your videos and reading your blog. I’ve enjoyed watching both your family and blog grow throughout the years. You’ll have to do a class close to our homwtown in Oregon sometime! Hopefully I’ll be able to attend, I’m moving to Alaska soon.

    What are your thoughts on Amazon prime?


    • AvatarFunCheapOrFree says

      Thanks so much for the kind comment, Courney!! Where are you in Oregon? I’m from The Dalles (on the border of Washington)! As for Amazon Prime, I LOVE IT. We are spoiled because Bubba has it through work, so we get to take advantage of the perks without the price tag. But honestly, since we have it, we use it ALL THE TIME – especially for TV and movie streaming. If we didn’t have it though work I would probably cancel cable (which we hate but it was bundled with our internet anyway) and pay for Prime instead, personally!

  8. AvatarANGIE says

    Hi Jordan,

    Just wanted to know if you had any referrals or tips on selling a timeshare. My husband and I own 2 and love it but really dont need 2. Ive been trying to sell one for years but no bites. Any tips??? Any feedback would be appreciated.

    Thank You,

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