Time to kick off our “Focused in '19” year-long program with…January: Focus on Finance Month! Follow along with our weekly challenges to whip your wallet into shape in no time.
Happy New Year Freebs! Who else is excited to rock these Focused in '19 monthly challenges? I don't know about you, but I'm really feeling the itch to get my booty in gear and make 2019 my best year ever. Let's get this party started with January's challenge: Focus on Finance Month! All month long we will follow a calendar of weekly challenges that will help us budget, save money, spend less, and ultimately recover from the holidays.
Here's how to get started with the month challenge…
1- Sign up HERE
You'll be added to an email list (that will remain private of course). You will be emailed a calendar with the challenges for the month, and we will also email you when I post a video or blog post that coincides with the Focused in '19 program.
2- Follow the calendar
There is a box in the upper corner of each day. Use that as a check-box to keep yourself on track! Mark it off for every day you work on the challenge(s) for the week.
There's not enough room on the calendar to really explain all the challenge details, so the easiest thing to do is to get on the email list and follow along on the blog, YouTube, and social media. I'll post lots of helpful tips and how-to's there!
3- Get your friends and family involved!
My goal is to keep the excitement and momentum going for this all year long, and not have it fizzle off like resolutions tend to. My best advice to you to do the same, is do this with a buddy! Wether it's your husband, best friend, sisters, girlfriends, whatever! The buddy system works. You can work on challenges together, talk about how it's going, encourage each other, and…let's be honest…it's just more fun with friends!
4 – POST YOUR SUCCESSES for a chance to WIN!
Each month we will have a hashtag. January's is #FocusOnFinanceMonth. At the end of the month we will pick some winners at random to win all sorts of goodies and prizes! The more you post, the more chances you have to win, so don't be shy!
Now, let's kick off our first challenge for January…
CASH ONLY MONTH:
If you've been around for long you know it's time to buckle down as we focus on finances. For the next month, commit to using CASH ONLY. It will help train your brain that “when it's gone, it's gone.” It helps cut back on impulse-buys, and trains your brain that you only have a certain amount to spend each week, and choices need to be made to keep from running out of cash too quickly!
Here are some tips for success:
- Decide what your spending budget is for the month, then break it down per WEEK. That's right, per WEEK. Every Monday, run to the ATM or bank and get out your cash for the week. If you try to budget for an entire month you're most likely going to lose track and run out of steam. 7 days? Piece of cake!
- How to decide your budget? First, you need to divide up financial responsibilities. Once you have the list of things YOU are in charge of, set a budget for it, and go from there.
- Make it tight, make it a challenge! If you give yourself $3K per week, where's the challenge? (And holy cow, you can probably be spending a lot less. Think of what vacations you could go on with that money!) Take what you spend in a month, cut it down by at least 30%, then break it down by week. The goal is to have your BEST YEAR, so it's time to push yourself a bit!
Get your free 2019 envelopes HERE
We will be holding a live Q&A webinar at the end of the week to help kick this month off right. So be sure to get on our email list, turn your social media notifications on as an added reminder, and get your questions ready…it's going to be fun! So what do you say, are you in?
Can't wait to see how this month goes for you. Cheers to 2019!