If your wallet has been crying and you've been looking for ways to save money, today is your lucky day! Don't worry, emailing your Nigerian Prince Relative is NOT required! Whew! I'm going to show you what you can do RIGHT NOW to save or earn $100. Not only one way, but EIGHT ways. Do them all and you can pay off some debt or take a mini vacation!
I partnered up with Ebates (now Rakuten) to bring you these tips AND a $500 giveaway!! Keep scrolling for details!
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Watch the video online HERE, or click and watch below:
Pretty easy, right? In case you missed something, or just decided to not watch the video you can also check everything out below!
As a reminder, Ebates is the LARGEST cash-back site! They partner with over 2,500 companies and brands that you love and shop at already. All you do is sign up for Ebates HERE, shop through their site or app, (or download their browser shortcut which automatically notifies you when you're shopping at an Ebates partner site), shop as usual, and get a check in the mail every quarter! It's INSANELY EASY!
Want to win some money??
So, do that FIRST, then keep reading for more tips.
1) SAVE MONEY BY NOT BUYING COFFEE OR SODA WHEN YOU'RE OUT
Don't hate me, but buying fancy coffees or sodas through the drive thru everyday adds up FAST! A delicious Latte can set you back five bucks or more and soda isn't too far behind. Instead of spending that money out, which can easily add up to $100 or per month make your coffee at home or buy your soda in bulk. Want to save even more? Stock up on Zipfizz or Crystal Lite with Caffeine and mix them with water in your refillable water bottle! Take a deep breath. It's going to be okay! You can do hard things!
2) BROWN BAG YOUR LUNCH
If you work away from the home, it's very common to get together with your coworkers and head out to lunch. While the food might be delicious and the company even greater, you'll be spending anywhere from $8-$12 each time, possibly more. If you average spending $9 per meal 5 days a week, you're spending $180 on food eating out. Taking your own lunch to work is one of the easiest ways to save money fast!
I recommend taking a day when you're not overly busy and cooking up a big batch of a dish you really like and packing it up into individual portion containers. Better yet, starting right now, today, the next time you cook food, double it. Stick the other half in your freezer whole for another meal for your family or portion it out for easy to grab lunches. Most offices have a microwave and a fridge so it's the perfect way to save money and a lot of it! Go do something fun with it that doesn't involve flushing it down the toilet.
3) EARN MONEY BY SHOPPING
Did you know you can earn money while shopping?! I've talked about it about 100,000 times, but I.LOVE.Ebates. They just rebranded and are now Rakuten, but they're still the largest cash back site. They partner with over 2,500 of the biggest name brand stores. It's free to sign up and you get a $10 welcome bonus after your first purchase of $25 or more.
You shop online like you always do but you can earn extra money. They run annual birthday deals that are incredible. Right now as I'm writing this, you can earn 15% back at hundreds of their retailers! There are three easy ways to shop with them and earn money:
- Through their website – Click through one of their links and you're on your way.
- Through the app – How easy is that?
- In stores – You connect your credit card and then when you go into the store and use your credit card, they automatically give you the cash back!
4) CANCEL YOUR SUBSCRIPTIONS TO SAVE MORE MONEY
There are a million subscriptions that can rack up your monthly costs. Gaming subscriptions, music subscriptions, streaming, Netflix, recipe, fitness, etc. Usually we sign up for them on free trials and forget about them. The easiest ones to not notice are the $5 or less ones. They are easy to miss, but once you cancel them money will start adding up!
I suggest giving yourself three months after you cancel one before deciding to sign back up. Chances are, you're not even going to miss it! There are even apps and websites out there that will help you find the subscriptions you're signed up for so you know which ones to cancel. Ironically, Truebill is a subscription based app that goes through anything your bank account or credit card are attached to and will show you where your money is going.
5) EARN MONEY BY SELLING SOMETHING
I've talked about this on national TV many times because the tip never gets old. As soon as you're done reading this, I DARE you to stand up and walk around your house and find at least three things you can sell. There are a million things that you're probably not using but other people would love to have and buy from you. Take a few minutes and I bet you'll earn at least $100 by finding things you can sell!
6) SPENDING FREEZE
Don't stop reading, don't run, it's going to be okay! I have a video right here that will walk you through everything. You still with me? Whew! I know there are a lot of people out there that do month long spending freezes or years without buying anything. I definitely don't want you to do that. I'm recommending to do a spending freeze for one week from today.
Aside from any necessary bills or absolute emergencies, try to not spend anything! Eat in using what you already have, do a date night at home, borrow what you need, and just get creative! You've got this!
7) SHELF COOKING – ONE OF MY FAVORITE WAYS TO SAVE MONEY
It's a real thing guys! I actually made it into the Urban Dictionary with this! Shelf Cooking is one of my favorite ways to save money! First, just go to your freezer or pantry and see what you have. Then make a meal using what you have on hand! You will be SHOCKED at what you can cook using the ingredients you already have.
You might need to run to the grocery store to buy a few things, but your cost will be significantly cut and you'll be saving on food waste. Win-win, save the world AND money at the same time. GO YOU!
8) JUST STAY HOME
My last tip is to just stay home! It's fun, it's cheap, it's usually free. Fun Cheap or Free. Ring a bell, anyone?! Truthfully, though, I have friends that just want to go to Target or go into a store to check something out. You probably know as well as I do that once you go in, you aren't coming out empty handed. Just stay in and you'll not spend close to $100 on a cart full of all the things! Then you can get projects done around the house and what's better than that?
There ya go! There were 8 quick ways for you to save or earn $100 right now! I want you to pick one or two and let me know how it goes in the comments below. Or do you know another way to save 100 bucks? Share your genius ideas below!