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How much to spend on your kids for Christmas: Part I…the “WHAT”

Today I was going to write a post about budgeting for Christmas gifts this year. While that post will still be written (stay tuned), I decided that this post should come first. I’m sure we can all agree that the true meaning of Christmas doesn’t involve gifts. Amen to that. BUT…I’m sure we can also

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The 7 bank accounts every family should have

I’m sure many of you have heard of this “The 7 Bank Accounts Every Family Should Have” post.  It was from quite some time ago and was in need of some updating. Plus when I launched our new site, it messed up the formatting (so sorry for anyone who has read it recently, it was

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Simplest budgeting technique EVER. Includes FREE printables!

Budgeting can be complicated. Frustrating. Hard, even. When my husband I went through our tough financial time we learned one glaring fact about budgeting… Simplifying works. In this post I will break down my ridiculously simple, easy, and practical personal budget system that single-handedly got us out of major debt (including $10K on just ONE credit

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We’re debt-free!! Part 1: The Background

We have a big announcement! It’s huge. Gigantic, even. Yes, I’m pregnant…but I have been for 6 months now, so sorry, that’s not it. No, Oprah hasn’t invited me to be on her show yet. But she’d better hurry up and give me a call. No, I didn’t win the lottery. Though, that would be nice.

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