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Simplest budgeting technique EVER. Includes FREE printables!

Budgeting can be complicated. Frustrating. Hard, even. When my husband I went through our tough financial time we learned one glaring fact about budgeting… Simplifying works. In this post I will break down my ridiculously simple, easy, and practical personal budget system that single-handedly got us out of major debt (including $10K on just ONE credit

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We’re debt-free!! Part 1: The Background

We have a big announcement! It’s huge. Gigantic, even. Yes, I’m pregnant…but I have been for 6 months now, so sorry, that’s not it. No, Oprah hasn’t invited me to be on her show yet. But she’d better hurry up and give me a call. No, I didn’t win the lottery. Though, that would be nice.

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