Introducing…August $100 Dollar Challenge!

Happy August!

As many of you know, July's focus was on the 10-Pound Challenge I created to help kick-start my habit of healthy eating and regular exercise. Are all of you anxious to see my results?? You might be surprised. I will have the full recap for you tomorrow (update: see the full recap HERE!), so tune in then!

In the meantime, I want to introduce my new challenge for August…The 100-Dollar Challenge!

A little background…
We all know that my hubby and I created some easy-peasy budgeting methods that helped us get out of our extremely scary financial situation. And while we separate our money and work our hardest to follow our budget to a “T”, let's call it like it is…
We are human…and we aren't perfect.
No, really.

We still live our lives in an extreme-frugal fashion (as TLC noticed quickly!), but one thing is for sure…It's much easier to budget, tighten your belt, and make sacrifices when you are struggling financially. It's MUCH harder to do so when you are doing OK financially!

While we certainly aren't rich, my husband now brings in at least a steady paycheck. Thank goodness. Ultimately it is still volatile and can change at any time (oh, the life of the self-employed…), but now his company is at the point where we don't have to hold our breath at night, hoping he'll have enough left over after payroll to bring some money home to pay the bills.

Add that to the fact that I have been able to bring in a little side-cash here and there from fun blogging perks such as TV appearances, and BAM. Enter problem A.

I've found myself getting lazy lately.

  • Ihaven't been keeping track of my spending as meticulously as I should.
  • Summer is hard. We are out later, doing more fun things, and have a carefree air about us that leads to careless spending.
  • I'm not as organized as I should be. Our routine is funky in the summer, making planning meals and organizing finances harder.
  • I am not cooking as much as I should be, thus we are either digging into expensive pre-made meals, or eating out more than we should.
See, we're all human, right?!
No, I'm not depressed over those bullet points. No, I don't lie awake at night, mad at myself for being an absolute failure. But…
YES, I see that it's time to refocus, recharge, and make some changes.
So join me!
  • The point is to concentrate on your spending this month, so that you end up saving at least $100 by the end of the month.
  •  There are 31 days in August, so you only need to save $3.25 per day to reach $100, or roughly $25 per week. That is SO DOABLE!
  • Don't have multiple savings accounts that I suggest having? Open one! Any time you save money this month, tuck it into a savings account so you can physically see the rewards of your hard work.
  • Follow me on Instagram, twitter, and see my weekly updates on facebook.  Every day I pledge to post at least 1 picture of a simple way that I am saving money. I will give a recap post at the end of each week, showing my progress.
  • Use the hashtag #FCF100dollarChallenge to play along! Post your own pics, ask questions, and join in the community effort. It will be fun to see the creative ways that we all come up with to save $3.25 per day!
$100 may not seem like a lot, but the real purpose is to get us all back in the swing of focusing on our finances. It takes 21 days to make or break a habit, so this is a great way to kick-start our year of financial responsibility!
Plus…we are leading into the fall/winter, which are the most expensive times of year. Gulp.
Play/follow along, enjoy all the cash you are going to save, and START YOUR ENGINES, folks, this is going to be one heck of a ride!
*Enter chest bumping and grunting*


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  1. Glad to see it wasn't just me! I use your envelope method (I am a single college student) and after rent and bills I get $36 "other" and $25 groceries per week. In July I was $393 OVER BUDGET. I had some wedding/birthday gifts I hadn't planned for and I turned 21 this month so there was obviously some splurging going on for that! I just was not keeping track of anything regularly and then when I was $30 over for the week I thought, ehhh already messed up this week and it would just spiral.

  2. I love the idea, I recently went back to work for a few months (to cover a maternity leave) and we've been enjoying the extra cash a little more than we should. Now that I'm back at home, it's time to buckle down, but my personal spending budget is only $20/week – I'll have to strive for less than the full $100 🙂 Good luck to everyone!

  3. I have two trips planned this fall and need some extra cash for them. I will be following along to see where I can save some money for sure!

  4. LOVE this challenge! I saw that you put some things back at the Dollar Tree, me too! Its amazing how fun it is to actually put things INTO the cart and then how satisfying to put them back on the shelf. I may or may not do something very similar online at my favorite store sites. Putting GLORIOUS items into my virtual cart, drooling over things I don't even need, and then closing the website, NOT BUYING A THING! #winning. 🙂
    My recent post My 2 cents: about tea…

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